“art And Collectibles Insurance In Europe: Protecting Priceless Assets” – People who buy art do so because they appreciate its beauty or see it as an investment. Considering that art lovers want to pay big money for the work, we believe that the next logical question is: adequate insurance coverage.

You must insure your collection for replacement costs. Talk to a professional appraiser and request an appraisal for insurance purposes. Aston Lark works closely with a number of appraisers including Doerr Valuations and Chester Valuation Company.

“art And Collectibles Insurance In Europe: Protecting Priceless Assets”

The answer depends on your policy. Some home insurance policies cover a certain amount or percentage of your property. Other approaches exclude all art and antiques from the definition of content.

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Your content policy may have a one-article limit. If you have three items worth £5,000 each and the limit per item is £1,500, you may only receive £4,500 of your £15,000 loss in the event of a claim.

You may also get a higher level of coverage from the art and antiques section of your policy.

If nothing in my collection is above the individual product limit, do I still need to tell my insurer?

This is a common misconception. If the product is below the individual product limit, it does not need to be listed, but the insurance company still needs to know the total value. More tips can be found here.

Specie And Fine Art

Aston Lark specializes in finding the right insurance solution for art collections. We understand the value of a good policy and will help you protect your investment. It is explained here. We use cookies to optimize our website for you. By continuing to use our website, you accept our cookie policy. More information: Switzerland | In Europe.

We deal exclusively in insuring beautiful things. All of our passions are related to art and other collections.

Whether painting, drawing, watercolor, lithography, engraving or screen printing. Video art, installation, photography or sculpture. Your musical instrument, wine collection, watch or jewelry.

Our goal is to provide you with sustainable and customized insurance solutions. With heart and mind. Simple and understandable. Comprehensive, secure and professional.

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Sharing with you is what makes us creative. Those who diligently do their best succeed. This applies to you. This is about us.

Insurance costs are the costs specified in your insurance contract, which the insurance company reimburses in addition to the actual compensation. In the event that an insured loss has occurred or is threatening to occur.

Consider the cost of removing debris after a fire, securing doors or windows, and changing locks after a theft. Considering the costs of experts or transportation and storage when your apartment is unusable. Excluding travel expenses related to damage, finder’s fees, packaging costs and customs or import tax requirements.

It is important that you do not have to pay these costs. Your insurance contract should adequately cover additional insurance costs. Even more than the sum insured. This is where AccurART helps you.

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Works do not have a bound list price. Prices also vary greatly between artists who are often traded. Depending on the form, technique and last but not least the quality of comparable works, the price often varies considerably.

After a total loss, classic insurance obliges you to prove the value of the insured item at the time of loss. This is called the declared value. Proving is not always easy.

Where did you get the art? With an auctioneer or an individual? At a gallery or art store? The sales channel also affects the price.


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