Travel Health Insurance Benefits For European Tourists – We’ve all heard horror stories of people needing emergency treatment abroad but having to pay thousands of pounds. However, according to the Association of British Travel Agents, almost one in four people travel abroad without travel insurance.
Last year, 154,000 people signed up for travel insurance to receive emergency medical care. The average claim was £1,300, but some claims were much higher, reaching tens of thousands of pounds. In addition, there were 159,000 claims for holiday cancellations and many claims for lost and stolen luggage.
Travel Health Insurance Benefits For European Tourists
According to the Association of British Insurers, the average annual travel insurance costs around £37 (less if you only need a single travel policy), making travel insurance essential for anyone traveling abroad.
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If you’re going on any type of active vacation, you’ll need insurance to cover it.
If you have travel insurance through your bank, credit card, household goods insurance or personal health insurance, it is a good idea to look carefully at exactly what you are covered as the coverage is often insufficient.
For example, this type of insurance often covers only the most serious medical emergencies, such as accidents that result in loss of a limb, permanent disability, or death. So, if you break your leg on the slopes, get food poisoning, or fall and sprain your ankle, your doctor’s, hospital, and repatriation costs may not be covered.
You may also have limited baggage coverage and may not be entitled to compensation if your transport is delayed or your holiday is cancelled.
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If you’re traveling to the European Economic Area (including all EU countries plus Iceland, Liechtenstein and Norway) and Switzerland, make sure you have a European Health Insurance Card (EHIC) to get the same level of status. Provides the same health care as people living in the country you are visiting. Not all countries offer the same level of healthcare as the UK and you may be charged, but at least you won’t pay more than the locals. If you are receiving treatment in the EEA or Switzerland, your insurer may insist that you use an EHIC.
While it’s great to have an EHIC, it’s not a replacement for travel insurance as it may not cover all medical costs and may not cover return costs if you need an ambulance or return home early in an emergency. .
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Travel with confidence, rediscover the world and discover hidden gems in every city. Because getting off the beaten path is often the best way to truly satisfy your wanderlust. From pristine natural wonders to hidden culinary hotspots, you can make the most of your trip and explore hidden gems with the peace of mind knowing you’re protected with travel insurance from .
Saudi Arabia Travel Insurance
When you travel, you never know what might happen. Whether your flight is canceled due to bad weather or you’re injured in an accident, our travel insurance can help alleviate your costs.
24/7 Emergency Helpline: If you have an accident or medical emergency anywhere in the world, you can call (65) 6338 1222 for help.
For existing policyholders who purchased travel insurance before 10 April 2023 and have travel commencing on 10 April 2023, please see our COVID-19 Travel FAQs for more information.
You can see the maximum amount we will pay for each family coverage during each trip. Each Insured is permitted only the maximum benefit per Insured specified in the Coverage Table.
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Coverage for all travel insurance benefits is only valid when abroad, except:
For personal accidents, you will be covered from the time you leave your usual place of residence or work to start your journey (whichever is later) or 3 hours before your policy start date (whichever is later). Cover edge:
Yes, our travel insurance covers all travel-related benefits except those caused by your pre-existing medical conditions1. If you have a pre-existing condition, we recommend purchasing an Enhanced PreX plan that covers your pre-existing condition. See the Enhanced PreX Plans section for coverage of pre-existing conditions.
The definition of pre-existing condition also applies to injuries or illnesses of family members or travel companions.
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Recreational activities available to the general public/tourists such as bungee jumping, scuba diving, motorcycling (including pylon riding), horseback riding, winter sports and rafting are included in the standard terms and conditions of our policy.
However, dangerous or specialized sports and activities are not covered by our policy. If you would like to check if the activity you are doing is covered, you can contact us on 6788 6616.
If my family consisting of me, my father, my spouse, and my children are traveling together, can I purchase Family Cover?
Buy a family policy for yourself, your spouse, and your children, and consider adding your father to your individual policy. Simply select a plan that covers your family and then add insured people on the next page.
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If my son turns 18 this year, can he still sign up for children’s insurance? How much will the bonus be?
Yes, children under 21 years of age for more than 30 days can be insured as children. Please see the premium charts on our website for more details.
You can choose to purchase coverage for children on any plan or upgrade to adult coverage on the Classic, Deluxe, Enhanced PreX Basic, and Enhanced PreX Superior plans. If your child is over 16 years old, they are eligible for insurance.
I am planning to travel abroad for a year. Can I get travel insurance that provides coverage for one year?
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You can purchase one travel insurance plan per trip for up to 180 consecutive days for the Classic, Deluxe, and Preferred plans, or up to 30 days for the Enhanced PreX plan. Coverage is not available for more than 180 consecutive days.
No, the insurance period must cover the entire trip from the date of departure from Singapore to the date of arrival in Singapore.
Your policy period will be automatically extended without additional premium for the first 14 days while you are abroad if:
Our insurance covers people traveling abroad for business or holidays. This is not intended for people traveling for medical treatment.
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Yes, your travel insurance will cover necessary and reasonable medical, surgical, hospital, dental and emergency treatment by ambulance recommended or requested by your doctor for treatment abroad, up to the limits shown in the Coverage Table. Up to 45 days from your plan or from your first treatment date, whichever comes first.
Yes, we will pay for emergency dental treatment recommended or requested by your doctor for treatment abroad, up to the limits shown in your plan’s coverage table or for up to 45 days from the date of the first treatment, whichever. It happens first.
Yes, our travel insurance covers professional medical costs as long as you are recommended by your GP. This lasts up to 45 days from the date of your first treatment or up to the limits of your insurance contract, whichever comes first.
If I see a doctor after returning to Singapore, will my insurance cover the medical expenses incurred?
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Yes, we will pay necessary and reasonable medical, surgical, hospital, dental and outpatient costs for treatment and follow-up in Singapore recommended or requested by your doctor, subject to the following conditions:
Yes, you can see a Chinese medicine practitioner or chiropractor as long as the practitioner is registered with the Board of Practitioners of Traditional Chinese Medicine (TCM) and holds a valid practice certificate. This procedure must be completed within 3 days of returning to Singapore, with a maximum period of 30 days for treatment to continue.
Yes, if you are hospitalized abroad for at least 3 days due to injury or illness while traveling and an adult family member is not with you at the time, a member of your family may visit you.
We pay reasonable economy class transportation (air, sea or land) and hotel accommodation.